Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/295696781?client_source=feed&format=rss
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Sunday, March 31, 2013
Cyprus details heavy losses for major bank customers
By Karolina Tagaris
NICOSIA (Reuters) - Major depositors in Cyprus's biggest bank will lose around 60 percent of savings over 100,000 euros, its central bank confirmed on Saturday, sharpening the terms of a bailout that has shaken European banks but saved the island from bankruptcy.
Initial signs that big depositors in Bank of Cyprus would take a hit of 30 to 40 percent - the first time the euro zone has made bank customers contribute to a bailout - had already unnerved investors in European lenders this week.
But the official decree published on Saturday confirmed a Reuters report a day earlier that the bank would give depositors shares worth just 37.5 percent of savings over 100,000 euros. The rest of such holdings might never be paid back.
The toughening of the terms sends a clear signal that the bailout means the end of Cyprus as a hub for offshore finance and could accelerate economic decline on the island and bring steeper job losses.
Banks reopened to relative calm on Thursday after the imposition of the first capital controls the euro has seen since it was launched a decade ago.
The streets of Nicosia were filled with crowds relaxing in its cafes and bars on Saturday, but popular anger was not hard to find.
"Europe shouldn't have allowed this disaster to happen here. Cyprus was paradise and they've turned it into hell," said Tryfonas Neokleous, owner of a clothes shop on a cobbled street in the center of the city.
He said he didn't except business to pick up even now that the banks were open again after an almost two-week shutdown.
"I don't expect anything and I don't hope for anything anymore. People are going to spend their money on food and everything else they've been deprived of the last 15 days."
There are no signs for now that bank customers in other struggling euro zone countries like Greece, Italy or Spain taking fright at the precedent set by the bailout.
"Cyprus is and will remain a special one-off case," German Finance Minister Wolfgang Schaeuble told German mass-selling daily Bild. "Savings accounts in Europe are safe."
European officials have worked hard this week to stress that the island's bailout was a unique case - after a suggestion by Eurogroup chairman Jeroen Dijsselbloem that the rescue would serve as a model for future crises rattled European financial markets.
"Together in the Eurogroup we decided to have the owners and creditors take part in the costs of the rescue - in other words those who helped cause the crisis," said Schaeuble, one of the architects of the euro zone's response to a debt crisis now in its fourth year.
"Cyprus's economy will now go through a long and painful period of adjustment. But then it will pay back the loan."
ANGRY
Cypriot President Nicos Anastasiades said on Friday that the 10-billion euro ($13 billion) bailout had contained the risk of national bankruptcy and would prevent it from leaving the euro.
Cypriots, however, are angry at the price attached to the rescue - the winding down of the island's second-largest bank, Cyprus Popular Bank, also known as Laiki, and an unprecedented raid on deposits over 100,000 euros.
"We're numb. People are numb. But their hidden hope is that something good will happen eventually," said Pantelis Panayotou, 70, a jeweler whose stands in his shop are half empty.
The island has seen none of the angry street violence that frequently erupts in Greece but peaceful protests by students and bank workers have become an almost daily occurrence. At least 2,000 students protested outside parliament this week.
Etyk, a bank workers' union, called a rally outside parliament for Thursday to protest against potential job cuts and a hit on their pension funds.
Under the terms of Saturday's decree, the assets of Laiki will be transferred to Bank of Cyprus. At Bank of Cyprus, about 22.5 percent of deposits over 100,000 euros will attract no interest. The remaining 40 percent will continue to attract interest, but will not be repaid unless the bank does well.
Those with deposits under 100,000 euros will continue to be protected under the state's deposit guarantee.
The imposition of the capital controls has led economists to warn that a second-class "Cyprus euro" could emerge, with funds trapped on the island less valuable than euros that can be freely spent abroad.
Among other things Cypriots and foreigners are allowed to take only up to 1,000 euros in cash when they leave the island.
Anastasiades said the restrictions - unprecedented in the currency bloc since euro coins and banknotes entered circulation in 2002 - would be gradually lifted. He gave no time frame but the central bank said the measures would be reviewed daily. ($1 = 0.7788 euros)
(Additional reporting by Erik Kirschbaum in Berlin; Writing by Patrick Graham; Editing by Jon Boyle)
Source: http://news.yahoo.com/big-depositors-cyprus-lose-far-more-feared-012924300--business.html
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Airlines should charge for overweight passengers, economist ...
Airlines around the globe have gone to great lengths in recent years to reduce the weight they carry, with an eye to decreasing fuel requirements and increasing profit.
The Great Seat Squeeze: How airlines are trying to pack more people on a plane without anybody knowing
Without much fanfare, WestJet Airlines Ltd. has been quietly rolling out some strategic changes to its fleet of Boeing 737s in recent weeks, altering the cabin configuration fairly dramatically to add a new class of seating, all the while packing in more travelers in the rest of its planes.
Continue reading.
That was especially true when soaring fuel prices in 2008 threatened to upend the industry ? a year before the recession actually did. But one economist suggests airlines haven?t gone far enough, that it?s time airlines built a system to monetize their greatest weight variable: the passenger.
Removing excess weight from an aircraft can have a tremendous impact on overall profitability and allows it to be more competitive by keeping fares lower.?WestJet Airlines Ltd., for example, has gone to extraordinary measures to reduce weight, from shrinking the size of its in-flight magazine and printing it on lighter paper stock to using a lightweight paint on the aircraft.?Simple things like switching to lighter service carts are saving roughly 1.8 million litres in fuel a year, the carrier said.
Air Canada has done the same, switching to lighter seat covers, carpeting, and even using iPads on flight decks rather than manuals, which save about 40 kilograms per flight.
Both airlines are reducing the amount of water ? even the amount of fuel ? they carry on shorter flights to lighten the load.?The benefits are clear ? Air Canada estimates that for each kilogram it removes from one of its Boeing 763 aircraft, it will save 3,925 kilograms of fuel every year.
At the same time, while charging for excess weight for checked bags has long been the standard, charging to check a second bag ? even a first ? has become common.
Air Canada and WestJet will also be rolling out higher-density cabins in the coming months using lightweight seats that allow for more passengers without overly impacting comfort or the weight of the aircraft.
Many passengers ask why airlines only charge for overweight baggage but not for overweight passengers, if weight is the key concern for an airplane operation and more weight results in more fuel consumption
But while passengers might be already feeling the squeeze, an economist from Norway has another modest proposal for airlines to better balance the weight they carry with the revenue they collect by charging passengers based on overall weight ? including themselves and their luggage.
Bharat Bhatta specializes in econometrics and choice modeling and is an economist working as an associate professor in Sogn og Fjordane University College in Norway. He argues that more airlines should consider a ?pay-as-you-weigh? model for ticketing where those who weighed more than the average passenger would pay more, while those who weighed less would get a discount.
In the March issue of the Journal of Revenue and Pricing Management, Mr. Bhatta wrote that the model would not be discriminatory toward obese people and would also strike a better balance for those who are underweight.
?A passenger gets a fixed amount of weight for the baggage and an unlimited amount of weight for oneself under the status quo,? he wrote in the article.
?Many passengers ask why airlines only charge for overweight baggage but not for overweight passengers, if weight is the key concern for an airplane operation and more weight results in more fuel consumption,? he added.
To be clear, no airline has openly discussed implementing such measures since Irish low-cost carrier Ryan Air first floated the idea in 2009 after nearly a third of its passengers responding to an online survey said they supported the move.
Richard Bartrem, WestJet spokesman, said he believes no carrier, even the ultra-low-cost carriers, has taken the step yet because of the backlash they would receive from consumers.
?The public uproar would not be worth the risk, ? he said. ?Who would want to be the one to take the first step??
But the Canadian Transportation Agency has no specific precedents that would prevent such measure from being implemented, said Chantal Laflamme, a spokesperson for the agency.
The Supreme Court did uphold the CTA?s one-passenger-one-fare policy in 2008, which now prevents Air Canada, WestJet and Jazz from charging the disabled for a second seat, including those who are considered disabled by obesity and unable to fit in a single seat. But the regulations in Canada do not apply to people who are obese but not disabled as a result of their obesity.
Both WestJet and Air Canada require a medical certificate for obese passengers to qualify for the extra seat at no charge. In order to remove error or confusion, Air Canada?s assessment form instructs the qualifying physician to seat the patient on a ?paper covered examination table? and carefully measure and record the size of their posterior. In many other countries, the free seat is not an option.
Several international carriers, including Southwest Airlines, encourage obese passengers to purchase an extra seat under their so-called ?customer of size policy,? which will see the last person to check in to a full flight bumped if it is deemed that the person is too large to fit into a single seat. But not necessarily the obese one.
Last year, the U.K. Court of Appeal also opened the door to so-called ?fat taxes? on passengers when it ruled that the Montreal Convention, a framework of international rules and regulations on air travel, takes precedence over parts of Britain?s discrimination and disability laws once the aircraft leaves the runway, eliminating a passenger?s ability to seek redress for being charged for a second seat.
Linda McKay-Panos, a lawyer and executive director of the Alberta Civil Liberties Research Centre, was the complainant in one of the cases that led to the Supreme Court?s one-passenger-one-fare policy after she was forced to fly in an economy seat on an Air Canada flight in 1997 that couldn?t accommodate her.
Her 11-year fight with the airline to change its policy to accommodate obese people contributed to the changes it has since adopted to not charge for a second seat.
She said the pay-as-you-weigh policy might make a good economic argument, but doesn?t think it would fly here in Canada.
?I think that?s ridiculous,? she said. ?That?s a slippery slope of blaming people. When you?re in the business of serving the public, you take them as they come.?
While the statement may prove contentious, Mr. Bhatta argues the current system is already discriminatory in that passengers who weigh less or are carrying less luggage are already subsidizing the flights of those who are carrying more weight and raise the overall average weight of passengers and therefore fares.
Mr. Bhatta argues airlines have dynamic pricing models that charge different prices to different passengers based on when they book their flights, whether they?re flying direct or with a layover, among other variables to maximize the price of fares and minimize the amount of empty seats on their flights.
?We emphasize that the fare policy that charges heavier passengers more but does not give any discount to lighter passengers can benefit only the airlines but harm the passengers and the society at large,? he said.
But he said carriers are failing to maximize their profitability by not charging more to passengers who are above the average weight and cost them more to fly, he said.
?Charging according to weight is a standard principle in transporting goods by any transport modes such as rail, road, human or pack animals, air and water,? he said.
The more weight in a plane, the more fuel it costs to fly; as a result it is justifiable to say that a passenger should contribute to the cost of flying the plane
?The more weight in a plane, the more fuel it costs to fly; as a result it is justifiable to say that a passenger should contribute to the cost of flying the plane?? he added.
But Mr. Bhatta acknowledged it may be a difficult system to enforce without impacting check-in times and causing major disruptions for the travelling public.
He floated several models from charging based strictly on the weight of the passenger plus their luggage, or the passenger themselves with a weight limit on their bags.
Or, he said, airlines could determine an average weight for a passenger and their bags, and grant them a 25% window on other side before the fees or discounts kick in.
He argued the measures could be enforced either through self-declaration at the time of purchase, with random checks to enforce the issue, or charging a fixed fare with an extra fee tacked on or refunded to a credit card after a weigh-in.
But he also argued it could cut down on security lines, because it could replace the need to charge for a first and second checked bag and reduce carry-on luggage.
?Although every passenger will not benefit from the model, one does not pay for others? excess weight as in an average fare policy. Charging according to weight and space is a universally accepted principle not only in transportation but also in other services,? he said.
What do you think? Should airlines start charging passengers by the pound? Take our poll.
Source: http://business.financialpost.com/2013/03/29/should-airlines-start-charging-passengers-by-the-pound/
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Saturday, March 30, 2013
New York City appeals ?soda ban? ruling
The sale of 20-ounce sodas would've been limited under the Bloomberg-backed ban (Justin Sullivan/Getty Images)
NEW YORK?City officials are asking an appeals court judge to reinstate a ban on the sale of large sugary drinks, arguing it is crucial to stopping a ?serious health crisis? linked to obesity.
The ban, championed by New York City Mayor Michael Bloomberg, was struck down March 11?less than 24 hours before it was set to take effect?by state Supreme Court Justice Milton Tingling, who argued that the new regulation was undermined by loopholes. Tingling noted, among other things, an exemption that would have allowed state-regulated stores like 7-11 to continue selling large sodas.
Tingling also argued that Bloomberg and the city?s Board of Health had overstepped their authority by not first putting the ban to a vote in the New York City Council.
But Michael Cardozo, an attorney for the Bloomberg administration, rejected those points in the appeal the city filed Monday. Echoing arguments that have been made by Bloomberg in recent weeks, Cardozo said the Health department has a long track record of implementing ?substantive rules and standards? aimed at protecting the health of city residents. Among other things, he cited a city requirement that fast food restaurants post the calorie counts of their menu items as well as municipal restrictions on the use of lead paint.
Under the law, the so-called "soda ban" would have limited the sale of sugary drinks to just 16 ounces per serving at establishments regulated by the city, including bars, restaurants, bodegas and movie theaters. But there were several exceptions to the rule, including sweetened drinks that were more than 50 percent milk. Ahead of the ban?s implementation, Starbucks said it would not comply amid confusion about how the law would be enforced.
Responding to Tingling?s criticism that the ban was riddled with loopholes, Cardozo argued in the appeal that the law is less about a sweeping ban and more about trying to encourage residents to make better choices about their diet?another point that has been emphasized by Bloomberg in recent weeks.
"The rule is designed to make consumption of large amounts of sugary drinks a conscious and informed choice by the consumer," the city?s appeal read. "Thus, although a consumer is free to consume more than 16 ounces by ordering a second drink, getting a refill, or going to another store, he or she will be making an informed choice."
Source: http://news.yahoo.com/blogs/ticket/york-city-appeals-soda-ban-ruling-164720030--politics.html
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Nelson Mandela "comfortable", treated for pneumonia
By Ed Stoddard
JOHANNESBURG (Reuters) - South Africa's anti-apartheid hero Nelson Mandela is comfortable and able to breathe without problems as he continues to respond to treatment in hospital for a recurrence of pneumonia, President Jacob Zuma's office said on Saturday.
After the revered 94-year-old statesman and former South African president spent a third night in hospital, the presidency said doctors had drained excess fluid from his lungs to tackle the infection.
"This has resulted in him now being able to breathe without difficulty. He continues to respond to treatment and is comfortable," the statement added.
In the first detailed mention of his medical condition since his latest hospitalization, the third in four months, the presidency said the Nobel Peace Prize laureate had "developed a pleural effusion which was tapped".
Previous bulletins since he was taken to hospital late on Wednesday have reported him responding well, in "good spirits".
They have appeared to indicate that the recurrence of the lung infection afflicting Mandela is being successfully treated.
Mandela, who became South Africa's first black president in 1994 and stepped down five years later, has been mostly absent from the political scene for the past decade. But he remains an enduring and beloved symbol of the struggle against racism.
Global figures such as U.S. President Barack Obama have sent get well messages and South Africans have included Mandela in their prayers on the Easter weekend, one of the most important dates of the Christian calendar.
Mandela is revered at home and abroad for leading the struggle against white minority rule, then promoting the cause of racial reconciliation when in power.
His fragile health has been a concern for years as he has withdrawn from the public eye and mostly stayed at his affluent homes in Johannesburg and in Qunu, the rural village in the destitute Eastern Cape province near where he was born.
"FATHER OF THE NATION"
South Africans of all ages and walks of life have been following the official medical bulletins closely.
"He is the father of the nation, our Abraham Lincoln, our George Washington," said South African economics student Curtis Richardson, 19, as he visited Nelson Mandela Square in an upscale Johannesburg shopping mall with friends.
Mandela remains an inspirational figure worldwide.
"If he dies, it will be a tragedy, because he's such a symbol," said Kagisho Paterson, 19, a visitor from Britain, snapping photos near a towering statue of Mandela in the square.
English Premiership League soccer team Sunderland AFC designated Saturday "Nelson Mandela Day" to kick off its new deal supporting the ex-president's charitable foundation. The partnership would start with fundraising efforts during the team's home clash with Manchester United, Sunderland added.
Mandela's ruling African National Congress (ANC) is still the dominant force in South African politics, but critics say it has lost the moral compass bequeathed it by the previous generation of anti-apartheid freedom fighters.
Under such leaders as Mandela and the late Walter Sisulu and Oliver Tambo, the ANC gained wide international respect when it battled white rule.
Once the yoke of apartheid was thrown off in 1994, it began governing South Africa in a blaze of goodwill from world leaders who viewed it as a beacon for a troubled continent and world.
Almost two decades later, this image has dimmed as ANC leaders have been accused of indulging in the spoils of office, squandering mineral resources and engaging in power struggles.
Mandela was in hospital briefly earlier this month for a check-up and spent nearly three weeks in hospital in December with a lung infection and after surgery to remove gallstones.
He has a history of lung problems dating back to when he contracted tuberculosis as a political prisoner.
A Nigerian visitor to Johannesburg, civil engineer Gregory Osugba, 35, called Mandela "an icon of greatness and freedom" for the entire African continent and the world.
"When he goes ... the symbol will remain," he said.
(Additional reporting by Pascal Fletcher; Editing by Andrew Heavens)
Source: http://news.yahoo.com/nelson-mandela-comfortable-responding-treatment-113932327.html
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Rising hopes about jobs propel consumer sentiment in March
Consumer sentiment jumped in the second half of March by a record amount as Americans discounted the effects of government spending cuts and saw more healing in the labor market, a survey released on Friday showed.
The Thomson Reuters/University of Michigan's final reading on the overall index on consumer sentiment came in at 78.6, up from 77.6 the month before.
That was well above the median forecast of 72.5 among economists polled by Reuters and a record upward revision from a preliminary reading of 71.8 in mid-March.
Analysts had fretted that the so-called sequester, a package of across-the-board government spending cuts of $85 billion that went into effect in early March, would drag on the economy and dampen sentiment.
But consumers seemed to have brushed those worries off, survey director Richard Curtin said in a statement, and the swell of sentiment in the second half of the month more than erased the decline of the first half of March.
"Consumers have discounted the administration's warning that economic catastrophe would follow the reductions in federal spending, and consumers have renewed their expectation that gains in employment will accelerate through the rest of 2013," he said.
"If the late March results are replicated in the months ahead, however, the economy may finally gain enough upward momentum to significantly reduce the unemployment rate."
The survey also saw the largest proportion of homeowners reporting recent increases in home values in more than five years, with gains expected by more homeowners than any time since the March 2007 survey.
The survey's barometer of current economic conditions rose to 90.7, its highest since January 2008. It was also up from February's 89.0 and above a forecast of 87.8.
The survey's gauge of consumer expectations rose to 70.8, revised up from a preliminary 61.7 and up from February's 70.2. Economists had forecast 62.0.
The survey's one-year inflation expectation fell to 3.2 percent from February's 3.3 percent, while the survey's five-to-10-year inflation outlook was at 2.8 percent versus 3.0 percent.
Copyright 2013 Thomson Reuters.
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Argentina puts forward alternative payment plan in bond dispute
By Nate Raymond
NEW YORK (Reuters) - Argentina on Friday pitched an alternative payment formula to a U.S. appeals court that would allow it to resolve litigation with creditors holding defaulted bonds for which they are demanding to be paid $1.33 billion.
In a filing with the 2nd U.S. Circuit Court of Appeals in New York, Argentina proposed to pay creditors who didn't participate in two restructurings through a choice of bonds equal to the debt's value at the time of the country's 2002 default, or through discount bonds.
The offer was under the same terms as those offered to creditors during a 2010 debt swap, a deal already rejected by the holdouts, who are seeking full payment immediately.
"The Republic is prepared to fulfill the terms of this proposal promptly upon Order by the Court by submitting a bill to Congress that ensures its timely implementation," Jonathan Blackman, Argentina's U.S. lawyer, wrote.
The filing was the latest development in the long-running litigation spilling out of Argentina's $100 billion sovereign debt default in 2002. Around 92 percent of its bonds were restructured in 2005 and 2010, with bondholders receiving 25 cents to 29 cents on the dollar.
But holdouts led by Elliott Management affiliate NML Capital Ltd and Aurelius Capital Management have fought for years for full payment. Argentina calls these funds "vultures."
In October, the 2nd Circuit upheld a trial judge's ruling by finding Argentina had violated a so-called pari passu clause in its bond documents requiring it to treat creditors equally.
U.S. District Judge Thomas Griesa in Manhattan subsequently ordered Argentina in November to pay the $1.33 billion owed to the bondholders into an escrow account by the time of its next interest payment to holders of the exchanged debt.
The 2nd Circuit heard an appeal of that order on February 27. Two days later, it directed Argentina to provide details of "the precise terms of any alternative payment formula and schedule to which it is prepared to commit."
'PAR' BOND OPTION
In its 22-page submission late Friday, Argentina said that under what it calls the "Par" bond option, the bondholders would receive bonds due in 2038 with the same nominal face value of their current bonds. The Par bonds would pay interest at a rate that rises from 2.5 percent to 5.25 per annum over the life of the bonds, Argentina said.
The plaintiffs would also receive an immediate cash payment of past due interest, Argentina said. And they would receive derivative instruments that provide payments when the country's gross domestic product exceeds 3 percent a year.
The holdouts could receive discount bonds due in 2033 that pay at higher rates than the Par bonds, 8.28 percent annually. They would also increase in principal over time.
The holdouts would also receive past due interest in the form of bonds due in 2017 paying 8.75 percent a year, and GDP-linked derivative units.
The Par option is restricted to small investors wanting to tender up to $50,000 per series of bonds, the filing said, while there is no limit on the discount option.
Blackman, Argentina's lawyer, wrote that the proposal, unlike what he called the "100 cents on the dollar immediately" formula Griesa adopted, "is consistent with the pari passu clause, longstanding principles of equity, and the Republic's capacity to pay."
Argentina argued its proposal meant "substantial" benefit for the holdouts. NML, which it said paid an estimated $48.7 million in 2008 for its stake in the bonds, could net $186.82 million through the discount option.
That compares to the $720 million total it claims in litigation, Argentina said.
A NML spokesman did not immediately respond to an email seeking comment late Friday, while a spokeswoman for Aurelius had no immediate comment.
Earlier this week, the holdouts scored a victory over Argentina when the 2nd Circuit denied a full court review of its October ruling on the equal treatment provision.
The United States had backed Argentina in seeking the review, contending the 2nd Circuit's decision ran "counter to longstanding U.S. efforts to promote orderly restructuring of sovereign debt.
The case is NML Capital Ltd et al v. Republic of Argentina, 2nd U.S. Circuit Court of Appeals, No. 12-105.
(Additional reporting by Helen Popper and Alejandro Lifschitz in Buenos Aires; Editing by Todd Eastham)
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Friday, March 29, 2013
New fossil species from a fish-eat-fish world when limbed animals evolved
Mar. 27, 2013 ? Scientists who famously discovered the lobe-finned fish fossil Tiktaalik roseae, a species with some of the clearest evidence of the evolutionary transition from fish to limbed animals, have described another new species of predatory fossil lobe-finned fish fish from the same time and place. By describing more Devonian species, they're gaining a greater understanding of the "fish-eat-fish world" that drove the evolution of limbed vertebrates.
"We call it a 'fish-eat-fish world,' an ecosystem where you really needed to escape predation," said Dr. Ted Daeschler, describing life in the Devonian period in what is now far-northern Canada.
This was the environment where the famous fossil fish species Tiktaalik roseaelived 375 million years ago. This lobe-finned fish, co-discovered by Daeschler, an associate professor at Drexel University in the Department of Biodiversity, Earth and Environmental Science, and associate curator and vice president of the Academy of Natural Sciences of Drexel University, and his colleagues Dr. Neil Shubin and Dr. Farish A. Jenkins, Jr., was first described in Nature in 2006.This species received scientific and popular acclaim for providing some of the clearest evidence of the evolutionary transition from lobe-finned fish to limbed animals, or tetrapods.
Daeschler and his colleagues from the Tiktaalik research, including Academy research associate Dr. Jason Downs, have now described another new lobe-finned fish species from the same time and place in the Canadian Arctic. They describe the new species, Holoptychius bergmanni, in the latest issue of the Proceedings of the Academy of Natural Sciences of Philadelphia.
"We're fleshing out our knowledge of the community of vertebrates that lived at this important location," said Downs, who was lead author of the paper. He said describing species from this important time and place will help the scientific community understand the transition from finned vertebrates to limbed vertebrates that occurred in this ecosystem.
"It was a tough world back there in the Devonian. There were a lot of big predatory fish with big teeth and heavy armor of interlocking scales on their bodies," said Daeschler.
Daeschler said Holoptychius and Tiktaalik were both large predatory fishes adapted to life in stream environments. The two species may have competed with one another for similar prey, although it is possible they specialized in slightly different niches; Tiktaalik's tetrapod-like skeletal features made it especially well suited to living in the shallowest waters.
The fossil specimens of Holoptychis bergmanni that researchers used to characterize this new species come from multiple individuals and include lower jaws with teeth, skull pieces including the skull roof and braincase, and parts of the shoulder girdles. The complete fish would have been 2 to 3 feet long when it was alive.
"The three-dimensional preservation of this material is spectacular," Daeschler said. "For something as old as this, we'll really be able to collect some good information about the anatomy of these animals."
The research on Holoptychius bergmanni was led by Downs, a former post-doctoral fellow working with Daeschler who also teaches at Swarthmore College. Other co-authors of the paper with Downs and Daeschler are Dr. Neil Shubin of the University of Chicago, and the late Dr. Farish Jenkins, Jr. of Harvard University, who passed away in 2012.
Honoring a Modern Arctic Explorer and Supporter of Science
The researchers named the new fossil fish species Holoptychius bergmanni in honor of the late Martin Bergmann, former director of the Polar Continental Shelf Program (PCSP), Natural Resources Canada, the organization that provided logistical support during the team's Arctic research expeditions spanning more than a decade. Bergmann was killed in a plane crash in 2011 shortly after the team's most recent field season in Nunavut.
"We decided to choose Martin Bergmann to honor him, not ever having met him, but with the understanding that his work with PCSP made great strides in opening the Arctic to researchers," said Downs. "It's an invaluable project happening in the Canadian Arctic that's enabling this type of work to happen."
Bergmann's organization assisted the research team with many aspects of expedition logistics including difficult flight operations to carry supplies and research personnel to remote research sites on Ellesemere Island. Daeschler described the pilots as capable of landing a Twin Otter aircraft almost anywhere, as long as the ground was solid -- a condition they tested by briefly touching down the airplane and circling back to see if the tires left a deep mark in the mud.
Daeschler and colleagues intend to return to Ellesemere Island for another field expedition in the summer of 2013 to search for fossils in older rocks at a more northerly field site than the one where they discovered T. roseae and H. bergmanni.
A Deeper Look at the Devonian
Daeschler and a different co-author described another new species of Devonian fish in addition to H. bergmanni, in the same issue of the Proceedings of the Academy of Natural Sciences. More information about this new placoderm from Pennsylvania is available at the Drexel News Blog.
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Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/gF0xKYgCwQE/130327133514.htm
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Jumbo Squid-Cam Uncovers Secrets of Elusive Creature
To see firsthand how an elusive species of jumbo squid lives, scientists have strapped video cameras to the carnivorous sea creature in the eastern Pacific.
The footage has helped reveal some remarkable secrets of the Humboldt squid: They are capable of amazing bursts of speed, up to nearly 45 mph (72 km/h); they "talk" to each other by changing their body color; and they hunt in big synchronized groups.
Humboldt squid (Dosidicus gigas) ? which can grow to more than 6 feet (2 meters) in length and 100 pounds (45 kilograms) in weight ? have razor-sharp beaks and toothed suckers. Mass strandings of the species and reports of aggression toward humans have spooked beachgoers for decades, but the jumbo squid are not man-eaters ? they usually feed on small fish and plankton that are no more than a few inches in length, though they sometimes cannibalize each other.
For all the squid's captivating features, scientists still have many questions about the species' behavior, so biologists at Stanford's Hopkins Marine Station turned to the National Geographic Society's Crittercam, which has been used to study animals ranging from penguins to hyenas. [Image Gallery: Humboldt Squid Stranding]
Attaching a quart-sized device with a camera and sensors to a squid presents some technical problems. The trick is to find a big enough squid and fix the Crittercam onto a child's bathing suit so that it can be slipped over the creature's fins like a spandex sleeve, Stanford biologist William Gilly explained in a video.
The resulting video footage and data from echosounding studies showed that Humboldt squid can jet-propel themselves at speeds comparable to the fastest ocean fish. They hunt in tightly coordinated groups, a behavior that's usually associated with fish rather than invertebrates (animals without a backbone) like squid, the researchers found. And smaller squid tend keep their distance from the bigger ones, likely to avoid being cannibalized.
Jumbo squid are known to have pigmented cells, called chromatophores, which allow them to change color in response to neural impulses. The cameras allowed the researchers to watch the squid flashing like a strobe light in their natural habitat. Gilly said the only time the squid seem to make these red-and-white color signals is when they encounter another individual of their species.
"We don't know exactly what those discussions mean," Gilly said in a video from Stanford. For now, interpreting those interactions is like trying to decipher what two people are saying to each other just by watching their mouths move, he added.
Humboldt squid live in the eastern Pacific Ocean from the tip of South America up to Mexico, but have been moving farther north in recent years. Scientists believe the species might be migrating up the coast as warming oceans are creating larger low-oxygen zones deep below the surface, environments where the squid live.
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Copyright 2013 LiveScience, a TechMediaNetwork company. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.Source: http://news.yahoo.com/jumbo-squid-cam-uncovers-secrets-elusive-creature-012118255.html
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Cyprus capital controls could be lifted in a month
People wait outside a branch of Bank of Cyprus in Nicosia, Cyprus, Thursday, March 28, 2013. Cypriots get their first chance to access their savings in almost two weeks when the country?s banks reopen Thursday - albeit with strict restrictions on transactions - after being closed due to the country?s acute financial crisis. Lines were starting to form outside banks Thursday morning ahead of the official opening for six hours at noon (1000 GMT). (AP Photo/Petros Karadjias)
People wait outside a branch of Bank of Cyprus in Nicosia, Cyprus, Thursday, March 28, 2013. Cypriots get their first chance to access their savings in almost two weeks when the country?s banks reopen Thursday - albeit with strict restrictions on transactions - after being closed due to the country?s acute financial crisis. Lines were starting to form outside banks Thursday morning ahead of the official opening for six hours at noon (1000 GMT). (AP Photo/Petros Karadjias)
People wait outside a Coop bank branch in Nicosia, Cyprus, Thursday, March 28, 2013. Bank branches across the country were being replenished with cash, and are scheduled to open for six hours at noon (10:00 GMT). Systems were frozen pending the official noon opening. (AP Photo/Philippos Christou)
People wait outside a Coop Bank branch in Nicosia, Cyprus, Thursday, March 28, 2013. Cypriots get their first chance to access their savings in almost two weeks when the country?s banks reopen Thursday - albeit with strict restrictions on transactions - after being closed due to the country?s acute financial crisis. Lines were starting to form outside banks Thursday morning ahead of the official opening for six hours at noon (1000 GMT). (AP Photo/Philippos Christou)
A woman sweeps the ground while people wait outside a branch of Bank of Cyprus in Nicosia, Cyprus, Thursday, March 28, 2013. Cypriots get their first chance to access their savings in almost two weeks when the country?s banks reopen Thursday - albeit with strict restrictions on transactions - after being closed due to the country?s acute financial crisis. Lines were starting to form outside banks Thursday morning ahead of the official opening for six hours at noon (1000 GMT). (AP Photo/Petros Karadjias)
People are served in a branch of Bank of Cyprus in Nicosia, Thursday, March 28, 2013. Banks in Cyprus reopened to customers for the first time in nearly two weeks Thursday, albeit with strict restrictions on transactions, after being closed to prevent people withdrawing all their savings during the country?s acute financial crisis. Large lines had formed outside the banks ahead of the opening of banks for six hours from noon. (AP Photo/Petros Karadjias)
NICOSIA, Cyprus (AP) ? There were long lines of anxious people but no sign of trouble as banks in Cyprus opened Thursday for the first time in nearly two weeks, following an international bailout that sought to prevent the country from financial ruin.
The government has imposed a daily limit on how much people can withdraw to stop a run on its banks ? the first such action in the 14-year history of the euro currency. Cypriots took the measure in their stride, aware that with their economy teetering on the edge of collapse, any undue panic would make the situation worse.
"Everything has been paralyzed. Besides my business being already low, now no one thinks of buying flowers," said flower shop owner Christos Papamichael who was among about 30 people waiting patiently for bank doors to open.
"People think of anything (else) besides flowers, they've got other priorities. But now there's a half an hour delay and we're just waiting here."
The limits on transactions, have been imposed initially for seven days and are being reviewed daily. According to Central Bank assessments, the restrictions are to be fully lifted in a month, Foreign Minister Ioannis Kasoulides said.
"Gradually, probably in a period of a month, or something according again to the estimates of the Central Bank and according to the developments, the restrictions will be fully lifted," he said.
"If there (are) withdrawals from the banks, they may happen, but let me tell you once again there will be no bank run."
Guards from private security firms reinforced police outside some ATMs and banks in the capital, Nicosia, but no problems controlling crowds was reported.
President Nicos Anastasiades expressed his "warm gratitude and deep appreciation towards the Cypriot people for the maturity and spirit of responsibility they have shown at a critical time for the stability of the Cypriot economy," a statement from his office said.
However, many Cypriots were left frustrated and confused by the closures and controls and concerned about the effect on their businesses and livelihoods.
"No matter how much information there was, things were changing all the time," said Costas Kyprianides, a grocery supplier in Nicosia.
Banks have been shut in Cyprus since March 16 to prevent people from draining their accounts as politicians scrambled to come up with a plan to allow the country to qualify for 10 billion euros ($12.9 billion) in international bailout loans for its stricken financial sector.
A deal was finally reached in Brussels with other euro countries and the International Monetary Fund early Monday. The country's second-largest bank, Laiki, is to be split up, with its healthy assets being absorbed into the Bank of Cyprus. Savers with more 100,000 euros ($129,000) in either Bank of Cyprus and Laiki will face big losses. At Laiki, those could reach as much as 80 percent of amounts above the 100,000 insured limit; those at Bank of Cyprus are expected to be much lower.
The capital controls include limiting daily cash withdrawals to 300 euros ($383) per person and limiting payments abroad to 5,000 euros ($6,400). No checks can be cashed, although they can be deposited.
Anyone leaving the country, whether Cypriot or a visitor, can only take up to 1,000 euros ($1,290) with them in cash.
The country's general accounting office said pensions and other social security payments, together with salaries for government employees, will be in bank accounts next Tuesday and Wednesday.
Many Cypriots were working out exactly what they could and couldn't do. Television talk shows hosted dial-ins with experts, with viewers' queries ranging from which bank they would repay loans to if their lender was being wound down, how they could pay tuition fees for children studying abroad and handle check payments. People wondered whether they would be able to access their salaries, many of which were due this week.
Some analysts are concerned that, if kept in place long, Cyprus's measures will go against the fundamental principle of the single currency: Free and easy movement of money around the euro's 17 members.
In a statement Thursday, The European Commission said EU member states could restrict financial transactions "in certain circumstances and under strict conditions on grounds of public policy or public security" but added that "the free movement of capital should be reinstated as soon as possible".
Not every account in Laiki and Bank of Cyprus will be hit with big losses. Deposits held by the central government, local authorities such as municipalities, universities and development projects being co-funded by the European Union will not face a so-called haircut. Constantinos Petrides, undersecretary to the president, said the measure was agreed between the Cypriot government and a delegation from the IMF, European Central Bank and European Commission.
Government welfare and pension fund accounts in Laiki will be treated in the same way as those in the Bank of Cyprus, "thereby ensuring most of the deposits," Petrides added.
Some individuals and businesses, spotting that Cyprus's economy was in trouble and that a tax on deposits was being discussed, had moved their money out of Cyprus well before the banks closed their doors last week.
According to ECB figures, deposits in Cyprus' banks slipped 2.2 percent last month, to 46.36 billion euros ($59.36 billion), the lowest figure since May 2010 and down from a peak of 50.5 billion euros ($64.67 billion) in May 2012. The figure excludes deposits from other banks and the central government.
"I anticipated, not this to happen, but I anticipated issues last year, when Greece had a question of whether it will remain in euro and the consequences of that," said Athos Angelides, who runs a business importing and distributing hair salon products. "So luckily we transferred money in the middle of last year over to the UK."
The stock market, which has been closed since March 15, stayed shut. It will remain closed on Friday and Monday, when most of Europe is closed for the Easter celebrations. Cyprus follows the Orthodox calendar and does not celebrate Easter until May this year.
____
Elena Becatoros in Nicosia and David McHugh in Frankfurt contributed.
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Pfizer fails to end lawsuit over Bextra, Celebrex safety
By Jonathan Stempel
(Reuters) - Pfizer Inc has failed to persuade a federal judge to dismiss a shareholder lawsuit accusing the company of fraudulently misrepresenting the safety of its Celebrex and Bextra pain-relieving drugs.
While dismissing some of the claims, U.S. District Judge Laura Taylor Swain in Manhattan said a reasonable jury could find that Pfizer and several top executives intended to mislead shareholders about the drugs' cardiovascular risks.
"The record is replete with evidence that defendants recognized that Celebrex and Bextra had associated cardiovascular risks, that such risks would be considered material by investors, and that defendants nonetheless misrepresented and actively concealed these risks," she wrote.
The plaintiffs are led by the Teachers' Retirement System of Louisiana and a class was certified on July 5, 2012.
Swain scheduled a final pre-trial conference for July 12 and directed both sides to meet with a federal magistrate judge or an outside mediator to work on a settlement before then.
Pfizer said in a statement: "We appreciate the court's decision narrowing the claims, and look forward to presenting our case at trial."
A lawyer for the plaintiffs did not immediately respond to a request for comment.
Concerns about the safety of Celebrex and Bextra began to mount following the release of medical studies in late 2004, when rival Merck & Co withdrew its own Vioxx drug from the market because of associated cardiovascular risks.
Celebrex sales totaled $3.3 billion and Bextra sales totaled $1.29 billion in 2004.
But Pfizer pulled Bextra from the U.S. market in April 2005 at the recommendation of the U.S. Food and Drug Administration, and sales of Celebrex fell by nearly half that year.
Then in 2009, Pfizer agreed to pay $2.3 billion to settle a U.S. Department of Justice probe into the marketing of Bextra and other drugs.
The New York-based company still sells Celebrex, which is intended to treat arthritis pain and inflammation, as well as acute pain, and whose sales totaled $2.72 billion last year.
Earlier this month, Pfizer won a patent extension giving it marketing exclusivity over the drug, whose chemical name is celecoxib, until December 2015.
The lawsuit covers investors who bought Pfizer stock between October 31, 2000 and October 19, 2005, a period in which the company's share price fell by roughly half and its market value tumbled by well over $100 billion.
Several big investors, including the California pension funds CalPERS and Calstrs, "opted out" of the class last year, enabling them to sue on their own.
Pfizer bought Pharmacia Corp, which originally developed Celebrex and Bextra, in April 2003.
Pfizer shares closed up 22 cents at $28.86 on the New York Stock Exchange. Swain released her opinion after U.S. markets closed.
The case is In re: Pfizer Inc Securities Litigation, U.S. District Court, Southern District of New York, No. 05-md-01688.
(Reporting by Jonathan Stempel in New York; Editing by Carol Bishopric and Andre Grenon)
Source: http://news.yahoo.com/pfizer-fails-end-lawsuit-over-bextra-celebrex-safety-223509153--finance.html
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HACKING ULTIMATE: mSpy | Software Review
mSpy | Software Review
mSpy is one of the most popular and top rated cell spy software meant for mobile phones as well as computers. This invaluable application features a portfolio of solutions for monitoring your family members, business partners as well as employees. The security feature of this software platform ensures the safety of your cell phone and the entire personal and confidential information stored in it. mSpy can compatibly work with most popular kinds of? smartphones, android, blackberry, iPhone, Symbian and Windows Mobile. Once installed in a cell phone, this program can track the mobile phone activities of the user of the phone and inform you all of that precisely. The most effective logging and reporting features of this software has made it highly popular among millions of people using mobile tracking software.Who will require mSpy?
Those with a need of knowing the truth behind personal and business interactions can just install mSpy mobile sms spy on the target cell phone and monitor the entire range of activities happening through it. This is an invaluable tool for you to catch your cheating spouse, watch over your kids for their misbehaviors and nab your employees when they go wrong or engage in inappropriate activities.
The Wonderful Advantages of mSpy
Easy Installation: The whole process of installing this tracking software only takes about 15 minutes to complete. This can be done without giving room to any suspicions. The installation procedure is detailed in the user manual.
Protecting the Safety of the Phone: Every spying software must be able to work secretly. mSpy will not leave even a trace of information of indication for the user to discover or even doubt that it has been installed on their phone.
Remote access Capability:?After the physical installation, you need not touch the phone by hand. You can monitor it from a remote user account.
Number of Plans to Choose: Based on the monitoring needs of the buyer, there are a number of plans to choose from. Therefore, this program offers enough amount of flexibility with respect to budget and functionality. The user-friendly interface and 10 days money back guarantee are the other attractive features.
The Various Monitoring features of MSpy
1. GPS tracker: The GPS tracker feature can track the exact location of the cell phone and fix it on the maps.
2. Email reading:?The program can record all the emails sent and received by the device.
3. SMS tracking:?The complete details of all the SMS and text conversations can be recorded.
4. Call tracking: All inbound and outbound calls pertaining to the target phone can be logged with time and duration details. Subscribers can also record and listen to conversations in real time.
5. Internet history:?You can have the complete log of the websites visited through the cell phone?s browser even after the history is deleted from the target mobile.
6. Blocking Applications:?You can block some websites from being visited from the target mobile to protect the interests of your kids.
7. Accessing photos and videos and phone book:?You can enjoy an unrestricted access to the contacts, photos and videos stored on the target phone.
8. SMS commands:?From a remote location, you can issue commands to lock your phone that is stolen or lost. You can also use this feature to take a data back up or delete the informati0n stored in it.
9. SIM change Notification: if the SIm of the target mobile is changed, the program sends an SMS alert to notify you of the same.
10. Keystrokes recording:?The inbuilt key logger capability records the keystrokes of the mobile in real time.
11. Reverse phone lookup facility:?Most unique to mSpy, the reverse phone look up feature enables the subscriber track the person using the number irrespective of whether it belongs to a mobile or a fixed landline.
mSpy?s sophisticated surveillance tools can spy all the activities of a mobile phone or computer thereby offering the complete portfolio of monitoring solutions. For further information, please, visit http://www.mspy.com/.
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Source: http://hackingultimate.blogspot.com/2013/03/mspy-software-review.html
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Save a Quick Note to Evernote, Gmail, and Other Apps with Android's Voice Actions
When you have that brilliant stroke of genius, you want to write it down as soon as possible. When opening your note taking app just seems too slow, you can actually use Google's Voice Actions to "jot" something down instantaneously.
I never loved voice search, but if there's one thing I'd use it for, it's making quick notes or reminders. Google actually has this built right into Voice Actions: just start up Google Now and say something like:
Note to self: get milk, eggs, and bread
Obviously, replace "get milk" with whatever your note is. By default, the "note to self" action sends you an email with your transcribed note in the body, but if you have Evernote, Catch, or Google Keep installed, you'll get the option to put the transcription in your note taking app of choice instead! It's insanely fast, so you can jot down your note and get back to whatever you were doing.
[Update: Evernote Too!] Catch Notes Follows Google Keep's Example, Commandeers 'Note To Self' Voice Action-Wait, They Can Do That?! | Android Police
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Thursday, March 28, 2013
ZTE Posts Second-Straight Quarter Loss, To Round Off First Annual Loss
As it already warned, ZTE posted its second-straight quarterly loss, due to contract delays and falling handset sales in China. It made a net loss of 1.14 billion yuan ($183 million) in the three months ended Dec. 31, compared with its net income of 991.16 million yuan a year prior. Sales in the fourth quarter also fell 16 percent to 23.5 billion yuan ($3.78 billion). This rounds off its first yearly loss, at 2.84 billion yuan ($456 million). The company blamed the decrease in profit margin on low-margin contracts in emerging markets like Africa, South America and Asia, as well as its home market of China. ZTE has spent the last 20 years aggressively expanding overseas, but often at the cost of profitability because of its slim profit margins as it undercuts European equipment makers in emerging markets such as India. It recently said it will try to cut costs and make a profit in the first quarter by focusing on developed markets, instead. ZTE has been lagging behind fellow Chinese rival, Huawei Technologies. The former recently announced it will increase its investment in 4G infrastructure, in order to catch up with Huawei, as the two compete for most 4G contracts from the three major carriers in China?China Mobile, China Unicom and China Telecom.Source: http://feedproxy.google.com/~r/Techcrunch/~3/jaZT_6X9KJY/
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Arizona Transgender Bathroom Bill Reconsidered By Lawmakers
PHOENIX ? Faced with an outcry from advocacy groups, an Arizona lawmaker has changed his proposed legislation that would have made it a crime for a transgendered person to use a bathroom other than his or her birth sex.
The new bill by state Rep. John Kavanagh ditches that effort and instead seeks to shield businesses from civil or criminal liability if they ban people from restrooms that don't match their birth sex. The House committee Kavanagh chairs voted to advance the so-called "bathroom bill" late Wednesday on a 7-4 party-line vote as a crowd broke out in chants of "shame, shame, shame."
The hearing room was packed with people from the LGBT community who opposed the bill and complained that even the revised version was based on fear.
Patty Medway, a transgendered woman who was born a man, said she's been using female bathrooms for years without a problem. She called on Kavanagh to back away from his effort.
"I've been using washrooms for 15 years and I don't want to be discriminated against, and I'm scared to go to a male washroom," she said.
The conservative Republican said he listened to the criticism of what one local television station dubbed the "Show Me Your Papers Before You Go Potty" bill.
The revised bill is designed to shield businesses from lawsuits while protecting people from being exposed to what he described as "naked men in women's locker rooms and showers," Kavanagh said. It doesn't prohibit businesses from allowing transgender people from using the restroom they want.
To Kavanagh's point that he worried about young girls being exposed to transgendered people in restrooms, Medway said that just doesn't happen.
"In ladies washrooms, they're all stalls, they are segmented," she said.
The changes to his bill don't make rights groups feel any better.
"These sort of tabloid attacks around bathroom behavior are largely overblown," said Andre Banks, a New York-based spokesman for All Out, a group that advocates for LGBT rights. "Often these sort of great fears that people bring up never come to fruition. But what is very real is the kind of violence, discrimination and intimidation that transgender people face all across this country."
Rep. Stefanie Mach, a Tucson Democrat on Kavanagh's Appropriations Committee, called the proposal "an unnecessary response."
"It's just over the top," she said.
Also on HuffPost:
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Source: http://www.huffingtonpost.com/2013/03/27/arizona-transgender-bathroom-bill_n_2967997.html
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